PO Box 308
Esko, MN 55733
218.879.3321 tel
218.879.7097 fax

Your Partner In Protection Since 1931
Personal Lines
Commercial Lines

Our Mission

Provide superior products and services for our customers and personal development and security for our employees.

About Us

RAM Mutual Insurance Company was incorporated in 1931 as the Farm Mutual Reinsurance Association of Minnesota. The company's name was changed in 1957 to the Farm Mutual Reinsurance Association and again in 1967 to the Reinsurance Association of Minnesota. On January 1, 2000 the company's name was again changed to RAM Mutual Insurance Company, a name that reflects our current operation. read more...