Offering a wide variety of personal insurance products, insuring with RAM gives you peace of mind that your personal property is protected from a covered loss.
Specializing in small to mid-size businesses, RAM offers a wide variety of coverages to meet your business needs.
RAM is a leading reinsurer to Minnesota township mutuals, offering flexible and comprehensive programs to protect the financial results of our members.
Your Partner in Protection Since 1931
Founded in 1931 by a group of Minnesota township mutuals, RAM Mutual Insurance Company is proud to be the leading reinsurer to the Minnesota township mutual industry. Offering a full line of personal and commercial lines products, our policyholders can rest assured they are protected from a covered loss.
We are proud to back our insurance products with excellent financial stability, and our "A-" (excellent) financial rating from the insurance industry's leading rating organization, A.M. Best.