RAM COVID-19 Relief Discount
Personal Auto Premium Discount
The issuance of emergency orders related to COVID-19 has resulted in a change in driving behavior, specifically reducing the miles customers are driving and the number of automobile accidents that are occurring. RAM Mutual would like to recognize these changes and provide money back to our customers at a time when they need it most through our COVID-19 Relief Discount.
All active customers will receive a premium credit equal to 15% of premium starting May 1, 2020 through October 31, 2020. Customers on recurring monthly payment plans will receive the automatic credit on future bills. Those who paid in full will receive a one-time direct payment worth 15% of their 6-month premium. New business written will receive a discount at inception on a pro-rated basis through October 31, 2020.
As a reminder, we have also waived all late fees, and on request, will work with policyholders adversely affected by COVID-19 to defer payments and cancellations.
Our billing department can be contacted Monday-Friday, 7:30am to 4:30p.m. at: